Attention homeowners in Triangle and Prince William County: Need an appraisal?
The top 7 reasons VA homeowners use Shabach Realty Services, Inc:
Need help deciding the price of your house in or near Triangle, VA?
We at Shabach Realty Services, Inc understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Shabach Realty Services, Inc, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.
PMI Removal Appraisals
An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping people just like you abolish unneeded and unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Shabach Realty Services, Inc is your strongest weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be disadvantageous from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Shabach Realty Services, Inc can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for verity? An appraiser from Shabach Realty Services, Inc can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Shabach Realty Services, Inc can We can assist you. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.